Your Social Security Decision(s)


Did you know that each year you wait to start your benefits (until age 70) is like receiving a 7% return on the benefit you will receive? Just look at your statement and calculate the increase from one year to the next to see what I mean.

Still, waiting may not be optimal if you need the money to pay your bills now. The decision becomes more compliated if you are divorced, widowed, or remarried.

If you continue to work, the decision just became more complicated.

Women typically live longer than men, and chances are high that a woman over the age of 65 will be either single, divorced or a widow.

There are hundreds of rules to consider as well, so how do you decide when to begin?

PlanPrep will help you choose the best time to start for your situation, so you can live without regrets about your decision.


Schedule a call today to start a conversation about optimizing your Social Security benefits. Click here.